When you find yourself with out of control debts, fearing the mail because of demanding letters or unable to sleep at night because you don’t know how you are going to pay your debts, you need to get help debt. The sooner you seek debt help, the sooner you can address the issues. Ignoring them […]
Many Australians are experiencing rising household debt and this is having an impact on their happiness and that of their families. Mortgage repayments make up a significant proportion of household debt in Australia. But what happens if the value of the home drops below the mortgage debt?
Are you having problems managing your loan repayments? Are you finding your bills more and more difficult to pay on time? Are you paying interest and penalty charges for late payments – and these are just adding to your overall debt? If this is you, then chances are your debts may be getting beyond your […]
One of the first skills to learn when managing your finances is budgeting. Creating a budget and then using it to manage your money is an important first step in any serious money management discipline. So what is a budget and how can it be used?